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During your initial discovery call with your advisor, you will be provided a list of items for your follow up appointment. However, as a general practice, please bring a copy of your most recent account statements, any details regarding regular income and expenses, and a government-issued ID such as a driver's license.



 

Q: Do you offer fee-based services and commission-free trading?

Yes! We provide fee-based accounts and zero-commission trading through Fidelity Institutional Wealth Services.


Q: How can a financial advisor help me?

Good financial advisors are here to help you prepare for life's major events in a responsible and caring way, followed by ongoing guidance. We help you create a strategy unique to your current and future needs.


Q: Can you help me with life insurance?

We offer various forms of life insurance, such as term life and whole life, and can quote from a large pool of highly rated carriers, like Banner Life, Nationwide, and Thrivent. Adequate coverage can play an important role in estate planning, covering funeral expenses, and providing assistance for families in the absence of a loved one. Speak with a Coastal Wealth advisor to review life insurance as part of your financial plan.

 

Q: What exactly is an annuity? Is it a good investment?

Annuities are complex investment vehicles that share elements of insurance products and investments. Perhaps the most important thing to understand is that there are a wide variety of annuities designed to meet many different purposes. We can help you review existing annuities or to discuss whether or not an annuity might be a good option for you.

 

Q: Do you have solutions for college planning and funding?

Many parents wonder whether it is worth it or not to use certain educational funding strategies such as a 529 college savings account. We can help you review the benefits of 529 savings accounts and discuss other college funding strategies that can make sense in your family's financial plan.


Q: I'm about to retire. What should I do with my 401(k) plan?

Deciding what to do with your 401(k) at retirement involves reviewing various areas of your life, such as age, risk tolerance, regular expenses, family status, health, anticipated social security benefits, and so on. We have many rollover strategies and can offer insights when it comes to fulfilling your retirement needs.

 

Q: Will I outlive my retirement savings?

Your retirement account must cope with many stressors over the course of time, such as inflation, annual withdrawals, and negative market performance. We can help you create and maintain a portfolio that is adjusted for risk and in line with your objectives to help avoid exhausting your retirement assets.

 

Q: Will my social security benefit be enough to live on?

Rarely is social security enough to live on comfortably. It is crucial to utilize the tools available to you such as employer-sponsored 401(k) plans, traditional IRAs, and ROTH IRAs. We can help you analyze the resources available to you to create a retirement fund that will supplement your income throughout retirement.



Don't see your question? Contact us today!